As summer draws to an incredibly abrupt end (a little too abrupt for our liking), it’s time to start thinking about winter. This of course means colder weather, shorter days, and a lot more time spent indoors. However, there seems to be a little more to consider than usual this year – with energy prices and general cost of living continuing to rise.
Bills going up means that we’re all looking for ways to stretch our pennies where we can, so we’ve put together some top money saving tips that should help you and your family this winter.
One Degree Goes a Long Way
If you regularly have your heating on, turning the temperature down by just one degree could save you up to £80 per year, depending on your provider. The chances are, you probably won’t feel the temperature difference, but you’ll definitely notice those extra pounds in your account!
Pop The Kettle On
It’s impossible to imagine winter without a good cuppa, but be mindful when filling your kettle. By only boiling the amount of water that you need, you’ll save yourself significant amounts of money and energy over time. So, for those quick one cup boils, keep the water to a minimum!
Cook In Batches
Another essential through the cold winter months is a warming, hearty meal. Soups, stews and casseroles certainly fit the bill – plus they can be cooked in bulk which leads to huge savings. Preparing portions for each day can reduce energy bills compared to cooking multiple meals per day, as well as cutting down the amount you spend nipping out for lunch and supermarket meal deals. It’s an all-round positive move!
Working From Home, Smartly
With remote working so popular, most of us are still spending a lot of time working from home. By choosing the right room, you could save plenty on your energy bills. Picking spots that get the most natural light will of course lead to not needing the lights on. These rooms may also be a little warmer – meaning less reliance on the heating.
The Right Life Insurance
With so much uncertainty ahead this winter (and beyond), there has never been a more appropriate time to ensure you have the right life insurance policy in place.
As life goes on, circumstances change. Families grow, incomes develop, mortgages shift, and much more. Your life insurance cover should adjust in line with these changes, helping to ensure your pay out matches the needs of you and your loved ones should the unthinkable happen. This has always been the case, but with today’s economic uncertainty, there has never been a more important time to protect the futures of the ones that matter most.
To review your options with a broker that genuinely cares, contact us now to find out more.